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07/07/26 · 4 min read

Flagstar Bank breach settlement: ~$60 base, up to $25,000 documented, extra $100 for Californians

By ClaimBridge Team

Flagstar Bank customers and employees whose data was exposed in the bank's 2021 breaches can claim a base cash payment of roughly $60 with no documentation from a $31.5 million settlement — plus up to $25,000 for documented losses, an extra $100 if you're a California resident, and three-bureau credit monitoring. The deadline is August 11, 2026.

What happened

Angus v. Flagstar Bank covers two separate 2021 incidents: the January 2021 breach of Accellion's file-transfer software (which hit dozens of Accellion customers) and a December 2021 intrusion into Flagstar's own network. Together they exposed personal information of roughly 2.19 million people.

Who qualifies and how much

Anyone — customer or employee — who received (or was entitled to receive) a breach notification from Flagstar for either incident. The base payment is around $60 and can rise to $599 depending on claim take-up; documented out-of-pocket losses are reimbursed up to $25,000; California residents get an additional $100 statutory payment on top.

How to file

ClaimBridge finds it, lays out what registering takes, and readies your registration as a class member — you finish it in minutes and keep 100% of the payout. The official settlement site is flagstarsettlement.com. Claims are due August 11, 2026, with final approval October 1, 2026. If you had fraud or identity-theft costs in 2021–2022, dig out the records — the documented tier is 400× the base payment.

Frequently asked questions

I was a Flagstar employee, not a customer — do I qualify?

Yes. The class covers both customers and employees whose data was compromised in the January 2021 (Accellion) or December 2021 breach.

How much is the Flagstar settlement payment?

A base payment of about $60 (up to $599 depending on take-up), reimbursement up to $25,000 for documented losses, plus an extra $100 for California residents.

What's the deadline?

August 11, 2026, with final approval scheduled for October 1, 2026.